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The European Higher Education Area (EHEA) is a unique international collaboration on higher education and the result of the political will of 49 countries with different political, cultural and academic traditions, which, step by step during the last twenty years, built an area implementing a common set of commitments: structural reforms and shared tools.

These 49 countries agree to and adopt reforms on higher education on the basis of common key values– such as freedom of expression, autonomy for institutions, independent student unions, academic freedom, free movement of students and staff. Through this process, countries, institutions and stakeholders of the European area continuously adapt their higher education systems making them more compatible and strengthening their quality assurance mechanisms.

For all these countries, the main goal is to increase staff and students' mobility and to facilitate employability. This official 19 togel of EHEA provides both general information on this process and detailed information for experts. STATEMENT OF THE BFUG ON CONSEQUENCES OF THE RUSSIAN FEDERATION INVASION OF UKRAINE New Scratchers Are Here! • $1 - Tic Tac Toad: A "ribbeting" way to play for up to$1,000.

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Lottery tickets for sale, Ropar, India.

2019 A lottery is a form of gambling that involves the drawing of numbers at random for a prize. Some governments outlaw lotteries, while others 19 togel it to the extent of organizing a national or state lottery. It is common to find some degree of regulation of lottery by governments. The most common regulation is prohibition of sale to minors, and vendors must be licensed to sell lottery tickets.

Although lotteries were common in the United States and some other countries during the 19th century, by the beginning of the 20th century, most forms of gambling, including lotteries and sweepstakes, 19 togel illegal in the U.S. and most of Europe as well as many other countries. This remained so until well after World War II. In the 1960s, casinos and lotteries began to re-appear throughout the world as a means for governments to raise revenue without raising taxes.

Lotteries come in many formats. For example, the prize can 19 togel a fixed amount of cash or goods. In this format, there is risk to the organizer if insufficient tickets are sold. More commonly, the prize fund will be a fixed percentage of the receipts. A popular form of this is the "50–50" draw, where the organizers promise that the prize will be 50% of the revenue.

[ citation needed] Many recent lotteries allow purchasers to select the numbers on the lottery ticket, resulting in the possibility of multiple winners. Contents • 1 Classical history • 2 Medieval history • 3 Early modern history • 3.1 France, 1539–1789 • 3.2 England, 1566–1826 • 3.3 Early United States 1612–1900 • 3.4 German-speaking countries • 3.5 Spain, 1763 • 4 Ticket gallery • 5 Modern history by country • 5.1 Australia • 5.2 Canada • 5.3 Finland • 5.4 Malaysia • 5.5 Mexico • 5.6 Spain • 5.7 Thailand • 5.8 United Kingdom • 5.9 United States • 5.10 India • 6 Mathematical analysis • 6.1 Probability of winning • 7 Scams and frauds • 8 Payment of prizes • 9 Outcomes for big winners • 10 See also • 11 References • 12 Further reading • 13 External links Classical history The first recorded signs of a lottery are keno slips from the Chinese Han Dynasty between 205 and 187 BC.

These lotteries are believed to have helped to finance major government projects like the Great Wall of China. From the Chinese Book of Songs (2nd millennium BC.) comes a reference to a game of chance as "the drawing of wood", which in context appears to describe the drawing of lots. The first known European lotteries were held during the Roman Empire, mainly as an amusement at dinner parties. Each guest would receive a ticket, and prizes would often consist of fancy items such as dinnerware.

Every 19 togel holder would be assured of winning something. This type of lottery, however, was no more than the distribution of gifts by wealthy noblemen during the Saturnalian revelries.

The earliest records of a lottery offering tickets for sale is the lottery organized by Roman Emperor Augustus. The funds were for repairs in the City of Rome, and the winners were given prizes in the form 19 togel articles of unequal value. Medieval history The first recorded lotteries to offer tickets for sale with prizes in the form of money were held in the Low Countries in the 15th century.

Various towns held public lotteries to raise money for town fortifications, and to help the poor. The town records of Ghent, Utrecht, and Bruges indicate that lotteries may be even older. A record dated 9 May 1445 at L'Ecluse refers to raising funds to build walls and town fortifications, with a lottery of 4,304 tickets and total prize money of 1737 florins [1] (worth about US$170,000 in 2014). [2] In the 17th century it was quite usual in the Netherlands to organize lotteries to collect money for the poor or in order to raise funds for a wide range of public usages. The lotteries proved very popular and were hailed as a painless form of taxation. The Dutch state-owned Staatsloterij is the oldest running lottery (1726). The English word lottery is derived from the Dutch noun "lot" meaning "fate". The first recorded Italian lottery was held on 9 January 1449 in Milan organized by the Golden Ambrosian Republic to finance the war against the Republic of Venice. However, it was in Genoa that Lotto became very popular. People used to bet on the name of Great Council members, who were drawn by chance, five out of ninety candidates every six months. This kind of gambling was called Lotto or Semenaiu. When people wanted to bet more frequently than twice a year, they began to substitute the candidates names with numbers and modern lotto was born, to which both modern legal lotteries and the 19 togel numbers game can trace their ancestry. [ citation needed] Early modern history France, 1539–1789 King Francis I of France discovered the lotteries during his campaigns in Italy and decided to organize such a lottery in his kingdom to help the state finances. The first French lottery, the Loterie Royale, was held in 1539 and was authorized with the edict of Châteaurenard. This attempt was a fiasco, since the tickets were very costly and the social classes which could afford 19 togel opposed 19 togel project. During the two following centuries lotteries in France were forbidden or, in some cases, tolerated. England, 1566–1826 An 1809 lottery drawing at Coopers' Hall in London Although the English probably first experimented with raffles and similar games of chance, the first recorded official lottery was chartered by Queen Elizabeth I, in the year 1566, and was drawn in 1569. The 400,000 tickets issued cost £0.50 each (roughly three weeks of wages for ordinary citizens), with the grand prize worth roughly £5,000. [3] This lottery was designed to raise money for the "reparation of the havens and strength of the Realme, and towardes such other publique good workes", including the rebuilding of ports and new ships for the royal fleet. Each ticket holder won a prize, and the total value of the prizes equalled the money raised. Prizes were in the form of both "ready money" and valuable commodities such as silver plate, tapestries, and fine linen cloth. Additionally, each participant was granted immunity from one arrest, "so long as the crime wasn't piracy, murder, felonies, or treason." The lottery was promoted by scrolls posted throughout the country showing sketches of the prizes. [4] 19 togel tickets in London for the last government lottery in England Thus, the lottery money received was an interest free loan to the government during the three years that the tickets ('without any Blankes') were sold. In later years, the government sold the lottery ticket rights to brokers, who in turn hired agents and runners to sell them. These brokers eventually became the modern day stockbrokers for various commercial ventures. Most people could not afford the entire cost of a lottery ticket, so the brokers would sell shares in a ticket; this resulted in tickets being issued with a notation such as "Sixteenth" or "Third Class". Many private lotteries were held, including raising money for The Virginia Company of London to support its settlement in America at Jamestown. The English State Lottery ran from 1694 until 1826. Thus, the English lotteries ran for over 250 years, until the government, under constant pressure from the opposition in parliament, declared a final lottery in 1826. This lottery 19 togel held up to ridicule by contemporary commentators as "the last struggle of the speculators on public credulity for popularity to their last dying lottery". Early United States 1612–1900 An English lottery, authorized by King James I in 1612, granted the Virginia Company of London the right to raise money to help establish settlers in the first permanent English colony at Jamestown, Virginia. Lotteries in colonial America played a significant part in the financing of both private and public ventures. It has been recorded that more than 200 lotteries were sanctioned between 1744 and 1776, and played a major role in financing roads, libraries, churches, colleges, canals, bridges, etc. [5] In the 1740s, the foundation of Princeton and Columbia Universities was financed by lotteries, as was the University of Pennsylvania by the Academy Lottery in 1755. During the French and Indian Wars, several colonies used lotteries to help finance fortifications and their local militia. In May 1758, the Commonwealth of Massachusetts raised money with a lottery for the "Expedition against Canada". Benjamin Franklin organized a lottery to raise money to purchase cannons for the defense of Philadelphia. Several of these lotteries offered prizes in the form of "Pieces of Eight". George Washington's Mountain Road Lottery in 1768 was unsuccessful, but these rare lottery tickets bearing Washington's signature became collectors' items; one example sold for about$15,000 in 2007.

Washington was also a manager for Col. Bernard 19 togel "Slave Lottery" in 1769, which advertised land and slaves as prizes in The Virginia Gazette. At the outset of the Revolutionary War, the Continental Congress used lotteries to raise money to support the Colonial Army. Alexander Hamilton wrote that lotteries should be kept simple, and that "Everybody . will be willing to hazard a trifling sum for the chance of considerable gain . and would prefer a small chance of winning a great deal to a 19 togel chance of winning little".

Taxes had never been accepted as a way to raise public funding for projects, and this led to the popular belief that lotteries were a form of hidden tax. At the end of the Revolutionary War the various states had to resort 19 togel lotteries to raise funds for numerous public projects. German-speaking countries The first big lottery on German soil was held in 1614 in Hamburg. In Austria the first lottery was drawn in 1751, during the reign of Empress Maria Theresia, and 19 togel named Lotto di Genova since it was based on 90 numbers.

Spain, 1763 Spain offers a wealth of lottery games, the majority of which are operated by Loterías y Apuestas del Estado with the remaining lotteries operated by the ONCE and the Catalan government. The first Spanish lottery game was played back in 1763 and, over the last two centuries, playing the lottery in Spain has developed into a tradition. The Spanish Christmas Lottery (officially Sorteo Extraordinario de Navidad [soɾˈteo ekstɾaorðiˈnaɾjo ðe naβiˈðað] or simply Lotería de Navidad [loteˈɾia ðe naβiˈðað]) is a national lottery.

It is organized every year since 1812 by a branch of the Spanish Public Administration, now called Loterías y Apuestas del Estado. The name Sorteo de Navidad was used for the first time in 1892. The Spanish Christmas lottery is the second longest continuously running lottery in the world. This includes the years during the Spanish Civil War when the lottery draw was held in Valencia after the Republicans were forced to relocate their capital from Madrid.

After the overthrow of the Republican government the lottery continued uninterrupted under the Franco regime. Ticket gallery • Main article: Lotteries by country Notable prizes on different continents are: Prize (local currency) Lottery Country Notable winner Date Notes $1.586 billion pre-tax Powerball United States Three winners 13 January 2016 World's largest jackpot €185 million 19 togel £161 million EuroMillions United Kingdom One ticket holder from Scotland 12 July 2011 Europe's largest jackpot RMB¥ 570 million China Welfare Lottery China One ticket holder from Beijing 12 June 2012 Asian largest prize and the biggest prize taken in China R$244 million Mega-Sena Brazil Three ticket holders from Franca ( SP), Aparecida de Goiania ( GO) and São Paulo.

31 December 2012 South America's largest prize A$150 million Powerball (Australia) Australia Three winners 19 September 2019 Australia's highest lottery prize Australia Main article: Lotteries in Australia The first lottery in Australia took place in the 1880s in Sydney. It was a private sweepstakes that was quickly prohibited, despite being moved to other areas such as Queensland and Victoria. [6] In 1916, the Australian government started their own lottery, named the 'Golden Casket Art Union', with the intention of raising money for charities and projects. Its first draw is credited with raising funds for veterans of World War One. [7] Canada Lotteries in Canada are administered by five regional organizations; the Atlantic Lottery Corporation (which serves Atlantic Canada), Loto-Québec, the Ontario Lottery and Gaming Corporation, the Western Canada Lottery Corporation (which serves Western and Northern Canada, excluding British Columbia), and the British Columbia Lottery Corporation. The five regional lotteries are members of a consortium known as the Interprovincial Lottery Corporation, which administrates national games, including the flagship Lotto 6/49 and Lotto Max. The five lotteries offer draw games, scratch cards, and sports betting—the latter primarily under the brand Sport Select. The largest single 19 togel record in Canadian lottery history was a Lotto Max drawing on January 7, 2020 for a jackpot of$70 million.

[8] Finland Finnish lottery tickets In Finland, Veikkaus [9] began selling lottery tickets in December 1970, and the first draw was televised on January 3, 1971. The lottery turned 40 on January 3, 2011, and by then the lottery had been drawn 2,126 times. [10] Since then, there has been one lottery draw every week. Lottery game time usually ends on Saturday at 9:45 p.m., and the draw is usually held on Saturday at 10:15 p.m. Large public holidays on Saturdays may postpone the draw to Sunday. The lottery has two official supervisors; from 3 January 1971 to 29 September 2013, the lottery was televised on Yle TV1, and in October 2013, the lottery draws were postponed on MTV3 after ten evening news, because according to FICORA, the sponsorship cooperation between Veikkaus 19 togel Yle was illegal.

{INSERTKEYS} [11] In the current lottery played in Finland, the player chooses seven numbers between 1 and 40 (initially, until the autumn of 1980, six numbers between 1 and 40 were chosen, then for a few years seven numbers between 1 and 37 and then seven numbers between 1 and 39).

In the draw, seven numbers and one (previously three and then two) additional numbers are drawn; the line price is 1 euro. The profit categories were changed, for example, from the 2011 round 41. The main victory at that time was with 7 correct results and the smallest victory with three actual and one additional number, the number of which was reduced from three to two.

[12] The lottery return percentage is 41.1. [13] Another lottery game played in Finland is Vikinglotto, which can be played in all Nordic countries as well as in Estonia, Latvia and Lithuania. In Vikinglotto, six actual numbers and two additional numbers out of 48 are drawn. There are five winning categories: 6 correct, 5 + extra number, 5 correct, 4 correct and 3 correct. In Finland, an average of six million euros in winnings go unredeemed each year. [14] Malaysia Main article: Sports Toto Lottery industry start operated in Malaysia on early 1969 by Berjaya Group.

Sports Toto Malaysia Sdn Bhd is a Malaysian company, which operates in the gambling sector. Founded and incorporated by the Malaysian Government in 1969, it was focused on the commercialisation of 4-Digits–based games. On 1 August 1985, the government in a non- tender privatisation, sold the company to businessman Vincent Tan who merged it into his Berjaya Group.

Today, Sports Toto is a wholly owned subsidiary of Berjaya Sports Toto Berhad ( MYX: 1562), which is listed on the main market of Bursa Malaysia. It claims to be the largest operator in Malaysia of 4D-based games, with 680 sales outlets offering a total of 7 games. Mexico National Lottery building located in Mexico City The Mexican Lotería Nacional dates back to the late 18th century. The goal of the Lotería is to create jobs and to "impulse the wealth redistribution process".

[15] The Lotería is also a member of the North American Association of State and Provincial Lotteries. [16] Spain See also: Loterías y Apuestas del Estado As measured by the total prize payout, the Spanish Christmas Lottery is considered the biggest lottery worldwide. In 2012, if all of the tickets had been sold, the total amount payout of prizes would have been worth €2.52 billion (70% of ticket sales). The total amount of all prizes of the first category called El Gordo ("the fat one") was €720 million which was distributed among 180 winning tickets (billetes) that win €4 million each.

For 2013, due to falling demand, the number of €20 tickets available was reduced from 180 million to 160 million, reducing the potential maximum prize pool to €2.24 billion (70% of ticket sales), with a maximum potential El Gordo of €720 million.

Thailand A lottery was first held in Thailand (then known as Siam) in 1874 during the reign of King Chulalongkorn (Rama V), as part of an international fair organised for his birthday.

A lottery was organised in 1917 by the British government with Thai consent to help finance Britain's war effort. Lotteries were held intermittently until 1933, when they became regularised under the finance department.

[17] The present Thai lottery is managed by The Government Lottery Office, a state enterprise managed by the Ministry of Finance. The drawings take place on the 1st and 16th of each month, with the top price now up to 32 million baht. [18] Shrines of local folklore and popular religion, such as Nang Ta-Khian, are often propitiated in order to be lucky in the Thai lottery draw.

[19] United Kingdom Main article: National Lottery (United Kingdom) The principal lottery in the United Kingdom is the National Lottery, a state-franchised lottery sanctioned by the Gambling Commission (formerly the National Lottery Commission), and established in 1994. It is operated by the Camelot Group, which was first granted the franchise in 1994.

Camelot's current franchise agreement runs through 2019. [20] 28% of National Lottery revenue, along with all unclaimed prizes, are distributed as grants to charitable causes. 12% of the revenue from the National Lottery is expected to go to the government, 5% goes to lottery retailers, 5% is retained by Camelot Group for operating costs, and 50% remains for the total prize fund of which 5% is diverted to a Super Draw fund, leaving 45% for normal prizes.

[21] Northern & Shell also operates a commercial lottery known as The Health Lottery, which distributes its revenue to support health-related charities and causes. To comply with the Gambling Act, which forbids other parties from operating a national lottery, The Health Lottery operates as an umbrella corporation representing a group of 51 society lotteries across the United Kingdom with a common drawing and prize pool.

Each drawing is held on behalf of one or more of the society lotteries, whose revenues go to support health-related causes in their respective area. The Health Lottery received criticism on launch for only pledging to donate 20.3% of ticket costs to charity, compared to the National Lottery's 28%, and that the lottery's structure was designed to contravene British law regarding lotteries.

[22] [23] [24] In the UK, winning the lottery is correlated to expressing more preference for the Conservative Party. Winning larger prizes results in a larger shift in favor of the Conservative Party. [25] People's Postcode Lottery is a subscription lottery [26] run by Postcode Lottery Limited. [ citation needed] It was launched in the north of England in 2005 as a pilot scheme, and after a successful launch, it expanded into Scotland in 2007 and Wales in July 2010. [ citation needed] The lottery format was introduced by Dutch company Novamedia BV: [27] players pay at minimum £10 monthly to play, and winning postcodes are announced daily.

[28] In accordance with restrictions under the Gambling Act 2005, the maximum amount which can be won by a single ticket is £500,000, or 10% of the total draw proceeds. This figure increased from £400,000 on 29 July 2020.

[29] A minimum of 33% [30] of the ticket price from players' subscriptions supports various trusts, which in turn fund local and international charities and community projects. Some £850 million have been donated. [31] People's Postcode Lottery has a number of celebrity "ambassadors", including David Attenborough, Judi Dench, Shobna Gulati, Tim Healy, Stephen Jardine, Ellen MacArthur, Aggie MacKenzie, Carey Mulligan, John Stapleton and Emma Thompson.

[32] Presenters Judie McCourt, [33] Danyl Johnson, [34] Jeff Brazier [35] and Matt Johnson [36] visit People's Postcode Lottery winners to present them with their cheques, attend Postcode Million events and take part in People's Postcode Lottery advertising campaigns. [ citation needed] United States Main article: Lotteries in the United States Lotteries are operated at the state level in the U.S.; 44 states and 3 territories operate state lotteries, and nearly all of them are members of consortiums that operate regional games, and the two near-national games Mega Millions and Powerball.

In January 2016, Powerball set a record for the largest lottery jackpot in U.S. history, with its January 13, 2016 draw having an estimated jackpot of US$1.5 billion. [37] [38] The precursor to legal lotteries were the underground " numbers game" of the 1800s, which operated out of "Policy shops" where bettors choose numbers. In 1875, a report of a select committee of the New York State Assembly stated that "the lowest, meanest, worst form ... [that] gambling takes in the city of New York, is what is known as policy playing". The game was also popular in Italian neighborhoods known as the Italian lottery, and it was known in Cuban communities as bolita ("little ball"). [39] By the early 20th century, the game was associated with poor communities, and could be played for as little as$0.01. The game's attractions to low income and working class bettors were the ability to bet small amounts of money, and that bookies could extend credit to the bettor. In addition, policy winners could avoid paying income tax. Different policy banks would offer different rates, though a payoff of 600 to 1 was typical.

Since the odds of winning were 1000:1, the expected profit for racketeers was enormous. [39] The first modern government-run US lottery was established in Puerto Rico in 1934, [40] followed by New Hampshire in 1964. In 2018, Ohio became one of the first states to offer people a digital lottery option. The technology, developed by Linq3, allows players to play the lottery on their smart phones. [41] India There are many lotteries in India.

All lotteries are run by state governments but only 13 of the 28 Indian states allow them. {/INSERTKEYS}

The leader within Indian lotteries is the Kerala State Government that started their lottery department in 1967 following the country wide ban on private lotteries. The Kerala State Lotteries became an inspiration for other Indian states that started their own lotteries. As of right now lotteries are available in Kerala, Goa, Maharashtra, Madhya Pradesh, Punjab, West Bengal, Assam, Arunachal Pradesh, Meghalaya, Manipur, Sikkim, Nagaland and Mizoram.

The public ban on lotteries in other states has not been very effective since several lottery providers allow Indians to play online. [42] Indian players can play lotteries from all over the world thanks to online lottery agents and bookkeepers. Some states have tried to combat this with different measures. The state government of Tamil Nadu decided to ban GooglePay since it allows payments to online lotteries and awards 19 togel users in India with Scratchcards.

[43] Indian lotteries provide a substantial economic boost for the states that provide them. In the fiscal year 2017-2018 Kerala collected GST worth Rs 908 crore and state revenue of Rs 1,691 crore. [44] Mathematical analysis The purchase of lottery tickets cannot be accounted for by decision models based 19 togel expected value maximization. The reason 19 togel that lottery tickets cost more than the expected gain, as shown by lottery mathematics, so someone maximizing expected value should not buy lottery tickets.

Yet, lottery purchases can be explained by decision models based on expected utility maximization, as the curvature of the utility function can be adjusted to capture risk-seeking behavior. More general models based on utility functions defined on things other than the lottery outcomes can also account for lottery purchase.

In addition to the lottery prizes, the ticket may enable some purchasers to experience a thrill and to indulge in a fantasy of becoming wealthy. If the entertainment value (or other non-monetary value) obtained by playing 19 togel high enough for a given individual, then the purchase of a lottery ticket could represent a gain in overall utility.

In such a case, the disutility of a monetary loss could be outweighed by the combined expected utility of monetary and non-monetary gain, thus making the purchase a rational decision for that individual. Probability of winning Main article: Lottery mathematics Chances of matching different numbers of balls in a 6-from-49 lotto Number of balls matched Probability 6 1 in 13,983,816 5 1 in 54,201 4 1 in 1,032 3 1 in 57 2 1 in 7.6 1 1 in 2.4 0 1 in 2.3 The chances of winning a lottery jackpot can vary widely depending on the lottery design, and are determined by several factors, including the count of possible numbers, the count of winning numbers drawn, whether or not order is significant, and whether drawn numbers are returned for the possibility of further drawing.

In a simple 6-from-49 lotto, a player chooses six numbers from 1 to 49 (no duplicates are allowed). If all six numbers on the player's ticket match those produced in the official drawing (regardless of the order in which the numbers are drawn), then the player is a jackpot winner.

For such a lottery, the chance of being a jackpot winner is 1 in 13,983,816. [45] In bonusball lotteries where the bonus ball is compulsory, the odds are often even lower. In the Mega Millions multi-state lottery in the United States, 5 numbers are drawn from a group of 75 and 1 number is drawn from a group of 15, and a player must match all 6 balls to win the jackpot prize. The chance of winning the jackpot is 1 in 258,890,850.

[46] The odds of winning can also be reduced by increasing the group from which numbers are drawn. In the SuperEnalotto of Italy, players must match 6 numbers out of 90. [47] The chance 19 togel winning the jackpot is 1 in 622,614,630. [48] Most lotteries give lesser prizes for matching just some of the winning numbers, with a lesser prize for fewer matches.

Although none of these additional prizes affect the chances of winning the jackpot, they do improve the odds of winning something and therefore add a little to the value of the ticket.

Scams and frauds Main article: Lottery fraud Lotteries, like any form of gambling, are susceptible to fraud, despite the high degree of scrutiny claimed by the organizers. Numerous lottery scams exist. Some advance fee fraud scams on the Internet are based on lotteries. The fraud starts with spam congratulating the recipient 19 togel their recent lottery win.

The email explains that in order to release funds the email recipient must part with a certain amount (as tax/fees) as per the rules or risk forfeiture. [49] Another form of scam involves the selling of "systems" which purport to improve a player's chances of selecting the winning numbers in a Lotto game.

These scams are generally based on the buyer's (and perhaps the seller's) misunderstanding of probability and random numbers. Sale of these systems or software is legal, however, since they mention that the product cannot guarantee a win, let alone a jackpot. There have also been several cases of cashiers at lottery retailers who have attempted to 19 togel customers out of their winnings.

Some locations require the patron to hand the lottery ticket to the cashier to determine how much they have won, or if they have won 19 togel all, the cashier then scans the ticket to determine one or both. In cases where there is no visible or audible cue to the patron of the outcome of the scan some cashiers have taken the opportunity to claim that the ticket is a loser or that it is worth far less than it is and offer to "throw it away" or surreptitiously substitute it for another ticket.

The cashier then pockets the ticket and eventually claims it as their own. [50] The BBC TV series The Real Hustle showed a variation of the lottery scam in which a group of scammers pretended to have won a lottery, but was prevented from claiming the prize as the person who wrote the name on the back of the ticket was supposedly out of the country on that date.

They were able to persuade a stranger to put up money as collateral in order to share in the prize pool. On some occasions, the actual lottery draw itself has been compromised by fraudsters. The 1980 Pennsylvania Lottery scandal involved weighting 19 togel in The Daily Number. In the Hot Lotto fraud scandal software code was added to the Hot Lotto random number generator allowing a fraudster to predict winning numbers on specific days of the year.

[51] In 2003, Mohan Srivastava, a Canadian geological statistician, found 19 togel patterns in "Tic-Tac-Toe" tickets sold by the Ontario Lottery and Gaming Corporation. "Tic-Tac-Toe" was pulled off the shelves, and became the first game ever recalled by the OLG. [52] Payment of prizes Winnings (in the U.S.) are not necessarily paid out in a lump sum, contrary to the expectation of many lottery participants.

In certain countries, mainly the U.S., the winner gets to choose between an annuity payment and a one-time payment. The one-time payment ( cash or lump sum) is a "smaller" amount than the advertised (annuity) jackpot, having regard to the time value of money, even before applying any income taxes to which the prize is subject. While withholdings vary by jurisdiction and how winnings are invested, it is suggested that a winner who chooses lump sum expects to pocket 1 / 3 of the advertised jackpot at the end of the 19 togel year.

Therefore, a winner of a $90m jackpot who chooses cash can expect$30m net after filing income tax document(s) for the year in which the jackpot was won. Lottery annuities are often for a period from 20 to 30 years. Some U.S. lottery games, especially those offering a "lifetime" prize, do not offer a lump-sum option.

According to some experts, choosing the annuity is better than opting for the lump-sum, especially for those who lack 19 togel experience. In some online lotteries, the annual payments are only $25,000, with a balloon payment in the final year. This type of installment payment is often made through investment in government-backed securities. Online lotteries pay the winners through their insurance backup. However, many winners choose lump sum, since they believe they can get a better rate of return on their investment elsewhere. In some countries, lottery winnings are not subject to personal income tax, so there are no 19 togel consequences to consider in choosing a payment option. In France, Canada, Australia, Germany, Ireland, Italy, New Zealand, Finland, and the United Kingdom all prizes are immediately paid out as one lump sum, tax-free to the winner. In Liechtenstein, all winnings are tax-free and the winner may opt to receive a lump sum or an annuity with regard to the jackpot prizes. In the US, federal courts have consistently held that lump sum payments received from third parties in exchange for the rights to lottery annuities are not capital assets for tax purpose. Rather, the lump sum is subject to ordinary income tax treatment. Some people hire a third party to cash the lottery ticket for them. [53] This can be done to avoid paying income taxes, hide the winnings from being seized for child support, or for money laundering of profits from illegal activity; some jurisdictions investigate overly frequent "winners" and may freeze payments to prevent these abuses. [54] In jurisdictions where public disclosure is required for winners to claim their prizes, some winners may hire an attorney to set up a blind trust for them so they can claim their prize and remain anonymous. This is done so that winners can avoid scams, jealousy, and other disadvantages that can come with winning a lottery jackpot. Outcomes for big winners A study by the National Bureau of Economic Research found that people in Sweden who won large sums of money from the lottery tended to retain their wealth over a period of 10 years, often kept their jobs but took more vacation, and maintained or increased their happiness and mental health. The same study states that the common anecdote that "70% of people who receive a large influx of money will lose it within a few years" is false, and is falsely attributed to the National Endowment for Financial Education (NEFE). NEFE released a statement disassociating themselves from 19 togel claim. [55] [56] Time Magazine mentions a "curse of the lottery". Financial consultant Don McNay provides anecdotes supporting this claim in his book, Life Lessons from the Lottery. {INSERTKEYS} [57] [58] See also • Betting pool • Combinatorial number system • Gambling • Gaming mathematics • GTech Corporation • Intralot • Keno • List of lotteries • Lotteries by country • Lottery payouts • Problem gambling • Scratchcard References • ^ R. Shelley (1989). The Lottery Encyclopedia. Austin, TX: Byron Pub. Services. p. 109. • ^ "Historical Currency Conversions". Futureboy.us . Retrieved 2014-05-13. • ^ Lewis, Danny (2016-01-13). "Queen Elizabeth I Held England's First Official Lottery 450 Years Ago". Smithsonian Magazine . Retrieved 2021-07-28. • ^ John Ashton, A History of English Lotteries, 1893. • ^ John Samuel Ezell, Fortune's Merry Wheel, 1960. • ^ "Lottery Online - Lotto Tickets & Results - World Lottery Club". www.worldlotteryclub.com. Archived from the original on 2014-12-14 . Retrieved 2014-12-03. • ^ "Our History". tatts.com. • ^ "Winning$70-million Lotto Max ticket sold in Ontario". CTV News . Retrieved 5 November 2020. • ^ "Ajankohtaista". Veikkaus.fi. • ^ "Lottopallot pyörähtivät ensi kerran 40 vuotta sitten" (in Finnish). Veikkaus . Retrieved December 5, 2020. • ^ YLE: Lotto nähdään viimeistä kertaa Ylellä (in Finnish) • ^ "Lottotietoa" (in Finnish).

Veikkaus . Retrieved December 5, 2020. • ^ "Loton säännöt" (in Finnish). Veikkaus . Retrieved December 5, 2020. • ^ "Lottovoittoja jää vuosittain lunastamatta miljoonia". Iltalehti (in Finnish). December 10, 2010 . Retrieved December 5, 2020.

• ^ Lotenal.gob. "About Us – Who Are We?". Archived from the original on 23 June 2012 . Retrieved 30 May 2012. • ^ NASPL.org. "Member Lotteries". Archived from the original on 25 May 2012 .

Retrieved 30 May 2012. • ^ "History". The Government Lottery Office (GLO) . Retrieved 10 June 2015. • ^ "Winning Number Sheet" (PDF). The Government Lottery Office (GLO) . Retrieved 10 June 2015. • ^ "10 อันดับ สถานที่ขอหวย ที่ฮิตมากที่สุด ในประเทศไทย". Archived from the original on 2017-06-07 . Retrieved 2015-04-23. • ^ "Camelot gets nod for UK lottery". BBC News. 7 August 2007 . Retrieved 2017-08-05. • ^ The National Lottery. "Where The Money Goes" . Retrieved 30 May 2012. • ^ Ramesh, Randeep (2011-09-27).

"Richard Desmond's health lottery branded a 'disgrace' ". The Guardian. ISSN 0261-3077 . Retrieved 2017-08-05. • ^ Benjamin, Alison (2011-10-19). "Is the health lottery good news for charities?".

The Guardian. ISSN 0261-3077 . Retrieved 2017-08-05. • ^ Halliday, Josh (2011-10-27). "Richard Desmond's Health Lottery under scrutiny by watchdog". The Guardian. ISSN 0261-3077 . Retrieved 2017-08-05. • ^ Margalit, Yotam (2019-05-11). "Political Responses to Economic Shocks". Annual Review of Political Science. 22 (1): 277–295. doi: 10.1146/annurev-polisci-050517-110713. ISSN 1094-2939. • ^ "Sightsavers and People's Postcode Lottery" . Retrieved 24 March 2022. • ^ "Novamedia Website - About Novamedia webpage" .

Retrieved 29 August 2018. • ^ "Support Action Aid through People's Postcode Lottery" . Retrieved 24 March 2022. • ^ "Society lotteries reforms – consultation response". Gambling Commission. Gambling Commission. • ^ "A Winning Partnership" .

Retrieved 24 March 2022. • ^ "GIRLGUIDING ACTIVITY CENTRE SAVED BY PLAYERS OF THE PEOPLE'S POSTCODE LOTTERY" . Retrieved 24 March 2022. • ^ "Ambassadors - People's Postcode Lottery". www.postcodelottery.co.uk . Retrieved 4 April 2022. • ^ "Wishaw Neighbours Share £7.9M Jackpot" . Retrieved 24 March 2022. {/INSERTKEYS}

• ^ "Aldershot Neighbours Share 90k". Retrieved 24 March 2022. • ^ "South Queensferry Postcode Lottery windfall".

Retrieved 24 March 2022. • ^ "Alcester Neighbours Share £180,000". Retrieved 24 March 2022. • ^ "No winning Powerball tickets 19 togel jackpot hits $1.3 billion". Los Angeles Times. Retrieved 11 January 2016. • ^ "How Powerball manipulated the odds to create a$1.5 billion jackpot". Washington Post. Retrieved 13 January 2016. • ^ a b Holice and Debbie, Our Police Protectors: History of New York Police Chapter 13, Part 1 Archived 2008-06-04 at the Wayback Machine.

Accessed on 4/2/2005 19 togel ^ "Ley Núm. 74 de 2006 -Ley del Programa de Ayuda a Jugadores Compulsivos de Puerto".

Lexjuris.com. Retrieved 2012-07-26. • ^ "Mobile-Enabled Lottery Card™ Launches in Ohio". Ohio Business Daily. 2018-08-22. Retrieved 2018-08-24. • ^ "Lottery is legal in 13 states, banned in rest but available almost everywhere". India Today. Ist. Retrieved 2019-12-03. • ^ "Tamil Nadu bans Google Pay scratch cards; terms it lottery". Retrieved 2019-12-03. • ^ Menon, Shailesh (2018-06-05). "GST from lotteries fetch nine state governments nearly Rs 3,950 crore".

The Economic Times. Retrieved 2019-12-03. • ^ 13983816 = 49 ! 6 ! 43 ! {\displaystyle 13983816={\frac {49!}{6!\,43!}}} • ^ 258890850 = 15 75 ! 5 ! 70 ! {\displaystyle 258890850=15\,{\frac {75!}{5!\,70!}}} • ^ "SuperEnalotto".

SuperEnalotto official website. Retrieved 2012-01-07. • ^ 622614630 = 90 ! 6 ! 84 ! {\displaystyle 622614630={\frac {90!}{6!\,84!}}} • ^ "Lottery Scams". Euro-Millions.com. Retrieved 2019-08-23. • ^ "How Lucky can you get". NBC News. Retrieved 2011-03-17. • ^ Gibbs, Samuel; agencies (8 April 2016). "Man hacked random-number generator to rig lotteries, investigators say" – via www.theguardian.com.

• ^ Yang, Jennifer (2011-02-04). "Toronto man cracked the code to scratch-lottery tickets". The Toronto Star. Retrieved 3 January 2012. • ^ "The Jaafar Family Kept Winning, Despite Mass. Rule. Now, They're Suing The Lottery". www.wbur.org. • ^ "The State Lottery Has A New Rule To Stop Repeat Winners — But So Far, They Keep Winning". www.wbur.org. • ^ "Everything You Know About the Fate of 19 togel Winners Is Probably Wrong, According to Science". 19 togel.

Retrieved 2020-12-31. • ^ Lindqvist, Erik; Östling, Robert; Cesarini, David (2018-06-04). "Long-run Effects of Lottery Wealth on Psychological Well-being".

doi: 10.3386/w24667. S2CID 149483108. {{ cite journal}}: Cite journal requires -journal= ( help) • ^ "Here's How Winning the Lottery Makes You Miserable". Time. Retrieved 2020-12-31. • ^ McNay, Don. (2012). Life lessons from the 19 togel : protecting your money in a scary world. Richmond, Ky.: RRP International. ISBN 978-0-9793644-2-6. OCLC 824623185. Further reading • A History of English Lotteries, by John Ashton, London: Leadenhall Press, 1893 • Fortune's Merry Wheel, by John Samuel Ezell, Harvard University Press, 1960.

• Lotteries and Sweepstakes, 1932 by Ewen 19 togel • The Lottery Encyclopedia, 1986 by Ron Shelley (NY Public Library) • Fate's Bookie: How The Lottery Shaped The World by Gary Hicks, History 19 togel, 2009 • Brickman, Philip; Coates, Dan; Janoff-Bulman, Ronnie (August 1978), "Lottery winners and accident victims: is happiness relative?", Journal of Personality and Social Psychology, 36 (8): 917–927, doi: 10.1037/0022-3514.36.8.917, PMID 690806, S2CID 10199675 • Kaplan, H.

Roy (1987), "Lottery winners: The myth and reality", Journal of Gambling Studies, 3 (3): 168–178, doi: 10.1007/BF01367438, S2CID 23173995 • Arvey, Richard D.; Harpaz, Itzhak; Liao, Hui (September 2004), "Work centrality and post-award work behavior of lottery winners", The Journal of Psychology, 138 (5): 404–420, CiteSeerX 10.1.1.568.6208, doi: 10.3200/JRLP.138.5.404-420, PMID 15529735, S2CID 6253750 • Lau, Christoph; Kramer, Ludwig (2005), Die Relativitätstheorie des Glücks.

Über das Leben von Lottomillionären (The Relativity of Luck: About the Life of Lottery Millionaires) (in German), Herbolzheim: Centaurus, ISBN 978-3-8255-0605-6 • Gardner, Jonathan; Oswald, Andrew J. (January 2007), "Money and mental wellbeing: A longitudinal study of medium-sized lottery wins", Journal of Health Economics, 26 (1): 49–60, CiteSeerX 10.1.1.233.6258, doi: 10.1016/j.jhealeco.2006.08.004, PMID 16949692, S2CID 79613 • Larsson, Bengt (January 2011), "Becoming a Winner But Staying the Same: Identities and Consumption of Lottery Winners", American Journal of Economics and Sociology, 70 (1): 187–209, doi: 10.1111/j.1536-7150.2010.00768.x, PMID 21322898 External links Wikimedia Commons has media related to Lotteries.

• World Lottery Association • Gaming the Lottery: An international investigation into the global lottery industry. Hidden categories: • CS1 Finnish-language sources (fi) • Webarchive template wayback links 19 togel CS1 errors: missing periodical • Articles with short description • Short description is different from Wikidata • Wikipedia indefinitely semi-protected pages • All articles with unsourced statements • Articles with unsourced statements from July 2010 • Articles with unsourced statements from January 2019 • Articles with unsourced statements from April 2022 • CS1 German-language sources (de) • Commons category link is on Wikidata 19 togel Articles with BNF identifiers • Articles with GND identifiers • Articles with J9U identifiers • Articles with LCCN identifiers • العربية • Asturianu • Bân-lâm-gú • Беларуская • Беларуская (тарашкевіца) • Български • Bosanski • Català • Čeština • Cymraeg • Dansk • Deutsch • Ελληνικά • Español • Esperanto • Euskara • فارسی • Français • Galego • 客家語/Hak-kâ-ngî • 한국어 • Hawaiʻi • Հայերեն • Ido • Bahasa Indonesia • Interlingua • Íslenska • Italiano • עברית • Қазақша • Кыргызча • Lietuvių • Magyar • മലയാളം • Bahasa Melayu • မြန်မာဘာသာ • Na Vosa Vakaviti • Nederlands • 日本語 • Norsk bokmål • Oʻzbekcha/ўзбекча • ਪੰਜਾਬੀ • Polski • Português • Română • Русский • Simple English • Slovenčina • Српски / srpski • Suomi • Svenska • தமிழ் • తెలుగు • Türkçe • Українська • اردو • Vèneto • Tiếng Việt • 吴语 • ייִדיש • 粵語 • 中文 Edit links • This page was last edited on 4 April 2022, at 20:38 (UTC).

• Text is available under the Creative Commons Attribution-ShareAlike License 3.0 ; additional terms may apply. By using this site, you agree to the Terms of Use and Privacy Policy. Wikipedia® is a registered trademark of the Wikimedia Foundation, Inc., a non-profit organization. • Privacy policy • About Wikipedia • Disclaimers • Contact Wikipedia • Mobile view • Developers • Statistics • Cookie statement • • Lottery in Singapore Toto Region Singapore Website www .singaporepools .com .sg Toto (est.

in 1968 and stylised as TOTO) is a legalised form of lottery sold in Singapore, known by different names elsewhere. It is held by Singapore Pools, the only legal lottery operator in Singapore. [2] As of April 2015, it was the second most popular type of gambling activity after 4-Digits.

[3] Toto can be purchased from any of the Singapore Pools outlets across Singapore. Draws are conducted every Monday and Thursday at 6:30 pm ( SG time). In case of the cascade draw, the draw time will change to 9.30 pm. [4] The "live" Toto draw can be viewed at the Singapore Pools Main Branch at 210 Middle Road. The profits from Toto go to the Singapore Totaliser Board (the owner of Singapore Pools) which uses the money for charity and other worthy causes.

Contents • 1 History of Toto • 2 Method of Play • 2.1 Placing of bets • 2.2 Bet Slip • 2.3 Bet Types • 2.4 Payout and odds • 3 See also • 4 References History of Toto [ edit ] Toto was established to control widespread illegal gambling in Singapore during the 1960s.

A manual version of Toto was launched on 19 togel June 1968. [1] In 1981, "snowballing" was introduced. [5] It allowed the top prize to increase from draw to draw. The system entry mode is introduced so multiple bets can be made on a single coupon. [6] On 19 May 1986 Toto was offered as a computerised on-line game based on a '5 out-of 49' format. In 1988, the game was changed from a '5 out-of 49' format to a '6 out-of 42' format. On 1 July 1997, Toto's format was changed once again to a '6 out-of 45' format.

[7] The game introduced several popular draws, including the Toto Millennium Draw (30 December 1999), the Hongbao Draw (10 19 togel 2000) [8] and the Mooncake Draw (6 October 2006). On 7 October 2014 Toto was changed to a '6 out-of 49' format. [7] In September 2016, Toto became available online. [9] Method of Play [ edit ] A buyer picks at least six numbers, from 1 to 49.

The winning numbers drawn include six numbers plus an additional number. Three or more winning numbers on a ticket matching the seven numbers drawn qualifies the buyer for a cash prize. The prize money escalates with the increase in numbers matched. The maximum allowed matching numbers is seven (with the winner winning both group 1 and group 2 of the draw – this can only happen if the person bought a ticket of system 7 and above).

Thus, if six numbers on the Toto ticket matches the six numbers drawn (apart from the additional number), the jackpot (Group 1) prize is won. [5] Placing of bets [ edit ] There are 4 different ways to place bets: QuickPick The computer randomly selects 6 numbers from 1 to 49 for the buyer. No bet slip is 19 togel for QuickPick bets.

Ordinary Bet The buyer selects 6 numbers from 1 to 49 by marking them on a bet slip. System Bet The buyer selects 7 to 12 numbers 19 togel 1 to 49 by marking on a bet slip. For example, a System 9 bet is a selection of 9 numbers. System Roll The buyer selects only 5 numbers from 1 to 49. The 6th number is a guaranteed winning number. Bet Slip [ edit ] Bet Types [ edit ] Bet Type Number of Ordinary Bet combinations Cost Ordinary 1 S$1 System 7 7 S$7 System 8 28 S$28 System 9 84 S$84 System 10 210 S$210 System 11 462 S$462 System 12 924 S$924 System Roll 44 S$44 The minimum bet amount is S$1.00 per bet ticket. Bets can also be placed by bet amounts. The computer automatically sells the buyer the maximum number of bets for the bet type placed. The balance amount is placed on the next lowest bet type. [ citation needed] Payout and odds [ edit ] Prize Group Matches Prize Odds of winning [10] 1 (Jackpot) 6 numbers 38% of prize pool 1 in 13,983,816 2 5 numbers plus the additional number 8% of prize pool 1 in 2,330,636 3 5 numbers 5.5% of prize pool 1 in 55,491 4 4 numbers plus the additional number 3% of prize pool 1 in 22,197 5 4 numbers$50 per winning combination 1 in 1,083 6 3 numbers plus the additional number $25 per winning combination 1 in 812 7 3 numbers$10 per winning combination 1 in 61 The odds of winning any prize are 1 in 54.

54% of the total Toto sales for each draw goes to the Toto prize pool. The Group 1 prize has a minimum guaranteed amount of $1 million. If there are no winners in one of the groups (excluding Group 5, 6 & 7), the respective group's prize will be snowballed to the next draw. Group 1 prizes can only be snowballed up to 19 togel draws, thereafter, the prize will be cascaded to Group 2. [10] See also [ edit ] • Lottery • National Council on Problem Gambling (Singapore) References [ edit ] • ^ a b Nilanjana, Sengupta (2016). Singapore, My Country: Biography Of M Bala Subramanion. World Scientific. pp. 170–171. ISBN 978-981-31-4129-2 – via Google Books. • ^ Edward D. Melo (11 April 2017). "Information and Historical Facts About the Singapore Lottery" (in Indonesian). 18.139.106.242. Retrieved 17 19 togel 2018. • ^ "More than Half of Singapore Gambles; But Only 2 in 100 at Risk of Gambling Addiction" (PDF). Ministry of Community Development, Youth and Sports. 13 April 2005. Archived from the original (PDF) on 10 February 2007. Retrieved 23 November 2018. • ^ "In case of the cascade draw, the draw time will change to 9.30pm". 19 togel ^ a b Baker, Jalelah Abu; Chia, Rachel; Teo, Dominic (19 February 2018). "Queues at 'lucky' outlets as punters rush for last chance at$13.9 million Toto prize money". The Straits Times. Retrieved 23 November 2018. • ^ "Singapore Toto Results".

rushresults.com. 22 November 2018 19 togel. Retrieved 23 November 2018. • ^ a b Jermyn Chow (28 August 2014). "Toto to dangle fatter top prize, slimmer odds". AsiaOne. Retrieved 23 November 2018. • ^ "Toto Hongbao Draw: Winning numbers and 103 lucky outlets". The Straits Times.

19 February 2016. Retrieved 20 November 2018. • ^ Josephine Teo (28 February 2018). 19 togel users of legal online gambling sites not first-time gamblers". Channel NewsAsia. Retrieved 23 November 2018. • ^ a b "Singapore Toto". intmath.com. Retrieved 23 February 2019. Edit links • This page was last edited 19 togel 24 April 2022, at 17:53 (UTC). • Text is available under the Creative Commons Attribution-ShareAlike License 3.0 ; additional terms may apply.

Interested in getting additional opportunities for coaches education? The Coaches Advancement program is for you! This is great coursework for new and veteran coaches of all sports.

Click the "Register Now" button below for the current schedule. Each head coach of a varsity team hired for the first time at any MHSAA member high school (after July 31, 2016) shall have completed either Level 1 or Level 2 of the MHSAA Coaches Advancement Program (CAP).

MHSAA Handbook Regulation II, Section 3(C) Each head coach of a varsity team in an MHSAA tournament sport hired for the first time as a high school varsity head coach at any MHSAA member high school after July 31, 2016 shall have completed either Level 1 or Level 2 of the MHSAA Coaches Advancement Program (CAP).

If the head coach does not complete CAP Level 1 or 2 prior to the established deadline, that coach shall be prohibited from coaching in that season's MHSAA tournament for the sport involved and shall not be present at the facility where the MHSAA tournament involving that coach's team is being held.

See Regulation II, Section 15 H(4). An administrator or faculty member designee of that school shall be present with supervisory capacity over the school's competitors. Failure to receive reminder notifications (email or other) does not change the requirement of this Section. The MHSAA may substitute an alternative coach’s education program for late hires which will fulfill the requirement on a temporary basis.

The deadlines are: • Fall: September 16, 2021 • Winter: December 9, 2021 • Spring: April 14, 2022 Register NOW and get started today ! School coaches are vital grass-roots educators who have the opportunity to make lasting impressions on student-athletes as they learn lifelong lessons through athletics. We hope you'll find this page helpful in carrying out your daily duties with student-athletes.

Educational Resources Coach and AD Guidelines for Rating Officials • MHSAA UPDATE following Winter 2022 RC Meeting - Arpil 5, 2022 • MHSAA Coaches Advancement Program • MHSAA Sportsmanship Resource Home • MHSAA Multi-Sport Resource Page • MHSAA Coaches Guidebook • MHSAA benchmarks and Publications • Online Captains Course • American Sport Education Program • Chick Moorman's Resources for Parents 19 togel Educators • Growing Champions For Life - An Athletic Resource Site for Parents • Who Teaches Our Coaches?

NFHS Video T he MHSAA Coaches Advancement Program (CAP) is an educational program geared to assist coaches in their growth and development as they advance in the field of educational athletics. Value added benefits of the program include: INSURANCE: Liability insurance coverage in the amount of \$1 million per occurrence. This protection extends to coaches’ performance of duties for the school team during the interscholastic season.

The coverage is good for the year that the coach successfully completes the program and the following year. NEWSLETTER: GamePlans is an electronic newsletter that is sent six times a year to coaches who have successfully completed six hours of the Coaches Advancement Program. The GamePlans newsletter contains pertinent articles that will assist coaches in their daily planning.

GamePlans also publishes a record of all coaches who have been certified through the MHSAA Coaches Advancement Program. STATE CONTINUING EDUCATION CLOCK HOURS: State Continuing Education Clock Hours (SCECHs) are available to coaches and can be used for the renewal of selected certificates issued by the Michigan Department of Education. Coaches who complete a six-hour session are eligible to receive 6 SCECHs. CAP Overview > Current Schedule and Registration > Required Sportsmanship Courses for Ejections/Disqualifications Coaches Course – Teaching and Modeling Behavior Players Course – Sportsmanship MHSAA high school head coaches of a varsity sport must have a valid CPR Certification (Cardio Pulmonary Resuscitation).

More information on this CPR Certification can be found here. CPR Certification is tracked by the school athletic director, similar to the rules meeting-risk management course requirement for assistant and sub varsity coaches. Athletic Directors must confirm (attest) each season through MHSAA.com that both these requirements have been met. If a coaching requirement is not complete prior to the deadline, the school shall prohibit that coach from coaching in that season's MHSAA tournament for the sport involved and shall not be present at the facility where the MHSAA tournament involving that coach's sports team is being held.

All individuals who have been designated by their school or district to serve as an assistant or subvarsity coach (paid or volunteer) at the high school level must complete the same rules/risk management meeting requirement as the high school head coach. The deadlines for each MHSAA member high school athletic director to certify, while logged into MHSAA.com, that all of its assistant and subvarsity coaches (paid and volunteer) have completed this requirement are below.

The same deadline applies for certifying that head coaches have met the CPR Requirement: • Fall Sports - Sept.

15 • Winter Sports - Dec. 15 • Spring Sports - April 20 2022-23 Rules Meeting Dates and Coaches Requirements Assistant and subvarsity coaches who have been registered in the MHSAA’s system with an up-to-date email address may log in to MHSAA.com and complete the same required rules meeting, just as the varsity head coach must do.

In the alternative, the school may direct or permit assistant and subvarsity coaches to complete the rules meeting requirement individually or in a group setting. Regardless of the method utilized, the administration of the school is responsible for attesting to the completion of the requirement by all sports team coaches by the deadlines listed above. Click the link above to see the MHSAA Handbook Coaching Requirements Regulations (Reg. II, Section 3 (B 19 togel C) and Section 8 (B & C).

The NFHS is offering a 19 togel of FREE valuable online courses regarding concussion management, sportsmanship and the role of parents in sports. Click a topic below and begin the course. Click Here for Instructions in Signing Up for Free NFHS Online Courses • NFHS Sports Medicine Home • ACL Injury Prevention • Bullying, Hazing and Inappropriate Behaviors • The Collapsed Athlete • Concussion for Students • Concussion in Sports • Covid-19 for Coaches and Administrators • First Aid, Health & Safety • Hazing Prevention for Students • Heat Acclimatization and Heat Illness Prevention • A Guide to Sports Nutrition • Protecting Students from 19 togel • Student Mental Health and Suicide Prevention • Sudden Cardiac Arrest Schools are responsible for rating officials who officiate contests involving their teams in sports for which 19 togel ratings are maintained.

Schools which fail to rate any officials during the season shall be subject to the penalties outlined under MHSAA Handbook Regulation V, Section 4. The school principal or athletic director shall verify that the ratings submitted are truthful and accurate, have met with the approval of the appropriate school administrator and are submitted on the school’s behalf. IMPORTANT NOTE: THE DEADLINES FOR SUBMISSION OF OFFICIALS RATINGS ARE AS FOLLOWS: • "In Other Words" Videos • Anti-Recruiting Rules • Sport-Specific Transfer Rule • Residential Change Checklist • International Student Transfer Regulations • Failing Classes and Academic Eligibility Rules • Summary of Handbook Eligibility Regulations • Return to Activity & Post-Concussion Consent Form • Concussion Protocol • One Season Per Sport • Live Video Streaming Regulations The MHSAA is always willing to assist with issues concerning Association regulations.

Please remember, however, the most efficient method of communication with the MHSAA on eligibility questions is through the athletic director or principal.

Athletic directors should gather all information necessary on a question and then call or write the MHSAA. Coaches or parents calling the MHSAA on eligibility matters can create confusion and delay. ADs or principals are encouraged to contact the MHSAA office directly. Please follow this efficient path of communication.

Coaches Guidebook Scholar-Athlete Award Leadership Grant Application MHSAA Forms & Publications Summer Dead Period and 19 togel Down Time Out-of-Season Coaching Regulations MHSAA Eligibility Brochure MHSAA Disqualification Guide Non-Traditional Schools & Students Policies Multi-Sport Participation Free Recruiting Webinar for Parents, Athletes and Schools, 24/7
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Extra From Last Sum Average Odd/Even 1-10 11-20 21-30 31-40 41-50 Draw Date Winning No. Extra From Last Sum Average Odd/Even 1-10 11-20 21-30 31-40 41-50 22/026 2022-05-06 2,15,41,42,44,46 40 15 190 32 2 / 4 1 1 0 0 4 22/025 2022-05-03 3,8,11,15,18,40 41 95 16 3 / 3 2 3 0 1 0 22/024 2022-04-29 1,7,16,28,31,48 18 131 22 3 / 3 2 1 1 1 1 22/023 2022-04-26 9,23,30,32,34,40 25 34 168 28 2 / 4 1 0 2 3 0 22/022 2022-04-22 8,11,15,19,34,37 25 34 124 21 19 togel / 2 1 3 0 2 0 22/021 2022-04-19 12,23,28,34,39,46 44 182 30 2 / 4 0 1 2 2 1 22/020 2022-04-15 21,25,30,36,37,47 42 30 196 33 4 / 2 0 0 19 togel 2 1 22/019 2022-04-12 8,11,12,20,26,30 28 20 107 18 1 / 5 1 3 2 0 0 22/018 2022-04-08 10,20,36,38,43,48 30 195 33 1 / 5 1 1 0 2 2 22/017 2022-04-05 9,11,12,22,29,42 3 125 21 3 / 3 1 2 2 0 1 22/016 2022-04-01 4,8,21,40,46,49 34 8,21 168 28 2 / 4 2 0 1 1 2 22/015 2022-03-29 8,18,21,35,37,38 10 157 26 3 / 3 1 1 1 3 0 22/014 2022-03-25 15,20,26,28,29,46 12 28 164 27 2 / 4 0 2 3 0 1 22/013 2022-03-22 6,28,32,33,40,45 1 40 184 31 2 / 4 1 0 1 3 1 22/012 2022-03-18 12,18,22,30,40,49 15 12 171 29 1 / 5 0 2 2 1 1 22/011 2022-03-15 3,10,12,28,39,48 17 140 23 2 / 4 2 1 1 1 1 22/010 2022-03-11 11,20,23,29,38,47 12 23 168 28 4 / 2 0 2 2 1 1 22/009 2022-03-08 1,5,23,42,46,49 11 166 28 4 / 19 togel 2 0 1 0 3 22/008 2022-03-03 12,19,21,22,40,43 46 12 157 26 3 / 3 0 2 2 1 1 22/007 2022-02-24 2,9,11,12,16,24 43 74 12 2 / 4 2 3 1 0 0 22/006 2022-02-17 6,7,22,34,35,46 8 6,35 150 25 2 / 4 2 19 togel 1 2 1 22/005 2022-02-10 6,13,17,28,35,44 5 143 24 3 / 3 1 2 1 1 1 22/004 2022-02-05 15,18,21,25,39,43 33 18 161 27 5 / 1 0 2 2 1 1 22/003 2022-01-27 10,18,20,29,32,33 19 togel 10 142 24 2 / 4 1 2 1 2 0 22/002 2022-01-20 1,3,10,11,30,42 39 97 16 3 / 3 3 1 1 19 togel 1 22/001 2022-01-04 2,8,12,14,20,47 36 20 103 17 1 / 5 2 3 0 0 1 21/123 2021-12-30 20,21,22,29,34,35 7 21 161 27 3 / 3 0 1 3 2 0 21/122 2021-12-28 21,25,30,33,36,49 3 30 194 32 4 / 2 0 0 3 2 1 21/121 2021-12-25 8,11,20,30,35,40 27 11 144 24 2 / 4 1 2 1 2 0 21/120 2021-12-23 3,9,11,17,22,44 23 11,44 106 18 4 / 2 2 2 1 0 1 21/119 2021-12-21 11,12,16,32,43,44 41 12 158 26 2 / 4 0 3 0 1 2 21/118 2021-12-19 12,20,21,26,33,42 9 154 26 2 / 4 0 2 2 1 1 21/117 2021-12-16 5,6,19,43,47,49 39 43 169 28 5 / 1 2 1 0 0 3 21/116 2021-12-14 7,24,29,36,41,43 35 7 180 30 4 / 2 1 0 2 1 2 21/115 2021-12-11 7,21,34,35,42,48 41 7 187 31 3 / 3 1 0 1 2 2 21/114 2021-12-09 4,7,9,13,15,43 1 4,13,43 91 15 5 / 19 togel 3 2 0 0 1 21/113 2021-12-07 4,13,19,21,35,43 27 21 135 23 5 / 1 1 2 1 1 1 21/112 2021-12-04 1,21,24,29,44,46 19 21 165 28 3 / 3 1 0 3 0 2 21/111 2021-12-02 3,21,26,36,38,49 9 26,38 173 29 3 / 3 1 0 2 2 1 21/110 2021-11-30 1,17,22,26,38,44 8 44 148 25 2 / 4 1 1 2 1 1 21/109 2021-11-27 2,14,30,41,42,44 22 173 29 1 / 5 1 1 1 0 3 21/108 2021-11-25 10,28,36,39,47,48 44 208 35 2 / 4 1 0 1 2 2 21/107 2021-11-23 2,6,11,22,34,38 7 38 113 19 1 / 5 2 1 1 2 0 21/106 2021-11-20 18,19,24,38,39,42 41 38 180 30 2 / 4 0 2 1 2 1 21/105 2021-11-18 2,16,23,25,29,38 18 25 133 22 3 / 3 1 1 3 1 0 21/104 2021-11-16 9,13,25,27,33,36 35 143 24 5 / 1 1 1 2 2 0 21/103 2021-11-14 1,11,15,21,24,28 8 100 17 4 / 2 1 2 3 0 0 21/102 2021-11-11 10,13,31,37,40,46 15 177 30 3 / 3 1 1 0 3 1 21/101 2021-11-09 3,11,15,25,30,45 33 15 129 22 5 / 1 1 2 2 0 1 21/100 2021-11-06 13,15,40,41,42,49 21 40 200 33 4 / 2 0 2 0 1 3
Latest Tweets • Mental health and addictions support is available.

Contact CMHA Niagara or ACCESS LINE for help.

https://t.co/44MwGuZtbM May 6, 2022 8:09 pm • Did you know that suicide is one of the top ten causes of death in Canada? The Mental Health Commission of Canada i… https://t.co/MpLzIkAgdy May 6, 2022 2:46 pm • As we #GetReal during #MentalHealthWeek, it’s important to reach out if you need extra support. #BounceBackON 19 togel av… https://t.co/ZSsUEr6Yp1 May 6, 2022 12:39 pm • All Tweets Go to previous month May 2022 Go to next month Su Sunday M Monday T Tuesday W Wednesday Th Thursday F Friday S Saturday 1 May 1, 2022 2 May 2, 2022 3 May 3, 2022 4 May 4, 2022 5 May 5, 2022 6 May 6, 2022 7 May 7, 2022 8 May 8, 2022 9 May 9, 2022 10 May 10, 2022 11 May 11, 2022 12 May 12, 2022 13 May 13, 2022 14 May 14, 2022 15 May 15, 2022 16 May 16, 2022 17 May 17, 2022 18 May 18, 2022 19 May 19, 2022 20 May 20, 2022 21 May 21, 2022 22 May 22, 2022 23 May 23, 2022 24 May 24, 2022 25 May 25, 2022 26 May 26, 2022 27 May 27, 2022 28 May 28, 2022 29 May 29, 2022 30 May 30, 2022 31 May 31, 2022 1 June 1, 2022 2 June 2, 2022 3 June 3, 2022 4 June 4, 2022 • As we come to an end of Children’s Mental Health Awareness Week and Mental Health Awareness Week – it is important that we continue to have honest conversations and take time to listen to other.

Earlier this week we had staff from Pathstone Mental Health and city councillors raise the flag to kick off #ChildrensMentalHealthWeek and raise awareness on mental health for our younger residents.

Pathstone Mental health has been working aggressively to treat children’s mental health (up to 18 years old).

These are critical years of development for our young people and the focus on mental wellness is critical. Thank you to Pathstone Mental Health, Canadian Mental Health Association, Niagara Branch, Distress Centre of Niagara and the many organizations in our community with dedicated staff delivering long term programs and services which enable youth, their families and adults to receive counselling and support in an environment that is sensitive to their needs.

. See More See Less Photo As we close off Mental Health Awareness Week we want to thank our donors who continue to direct their funds to the focus area of mental health.

We know that strong, reliable mental health supports are more necessary today than they ever were. In Niagara we are fortunate to have amazing organizations like Canadian Mental Health Association, Niagara Branch and others who provide help to those who are struggling.

If you are passionate about a cause or a focus area that you want to give your attention to, connect with us and we can work with you to focus your impact on an area close to your heart. #FundholderFriday .

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In the last few months all of us have experienced major changes due to the COVID-19 (coronavirus) pandemic. Probably, at least on some levels, those changes will remain with us and will have an impact on the ways organizations are working, and managers and employees are behaving. The Journal of Organizational Culture, Communications and Conflict are open for papers that will shed light on organizational and managerial implications. First, there is the question of risk management.

How should organizations deal with risk management and be prepared for similar situations that may happen in the future.

As we have learned from the latest experience, organizations need to ensure business continuity in a dynamic environment, which involves ongoing trusted communication both within the organization and with external partners. We can learn from managers that adopted flexible and agile approaches how to adjust the organizational communication systems to provide sustainable supporting infrastructures and keep high level of motivation among team members and employees.

It will also be interesting to investigate how collaborations with customers, suppliers, subcontractors, and strategic partners are maintained in times of dramatic changes. In the last few months all of us have experienced major changes due to the COVID-19 (coronavirus) pandemic. Probably, at least on some levels, those changes will remain with us and will have an impact on the ways organizations are working, and managers and employees are behaving.

The Journal of Organizational Culture, Communications and Conflict are open for papers that will shed light on organizational and managerial implications. First, there is the question of risk management. How should organizations deal with risk management and be prepared for similar situations that may happen in the future. As we have learned from the latest experience, organizations need to ensure business continuity in a dynamic environment, which involves ongoing trusted communication both within the organization and with external partners.

We can learn 19 togel managers that adopted flexible and agile approaches how to adjust the organizational communication systems to provide sustainable supporting infrastructures and keep high level of motivation among team members and employees. It will also be interesting to investigate how collaborations with customers, suppliers, subcontractors, and strategic partners are maintained in times of dramatic changes.

Second, there is the issue of virtual communication. Although previous studies investigated how virtual communication has been applied by project team members, it was usually examined in relation to certain circumstances or a specific type of projects.

However, nowadays, virtual communication in organizations is employed on whole different levels of volume and intensity. Virtual communication carries not only technological challenges, but also interpersonal and interpretational challenges.

On the hand, there are some opportunities that can be exploited such as availability of participants or sharing and recording relevant materials. New studies on how to communicate effectively, with diverse stakeholders, in the virtual arena, are of great importance. Third, there is the 19 togel of organizational culture.

As many employees are working remotely from home, and there are forecasts that it will be an increasing trend in the following 19 togel, organizations will have to redefine or adjust their culture.

Some of the related questions (and there are many more) might be: how to maintain a safe and supportive community for the employees? What are the characteristics of remote leadership? How to promote creativity and critical thinking in a disparate and distributed team?

How to advance organizational knowledge sharing? The editorial board of the Journal of Organizational Culture, Communications and Conflict invites scholars to explore those and other questions on the impact that covid-19 have and will have on organizations. The research topics can be examined from theoretical or practical perspectives to provide meaningful contributions for academics and professionals. Allied Business Academies publishing a total of 14 different journals in various fields of 19 togel.

With an acceptance rate of 30%, each of the journals of our affiliates is double blind, peer reviewed and some of the journals are listed in SCOPUS, SCIMAGO, Google Scholar, ProQuest, 19 togel Gale, LexisNexis and several other academic databases and search engines.

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